Personal Loans

Consolidating debt, renovating, or funding something that matters — borrowed on terms that suit your situation.

An easy way to access funds without touching your home loan.

A personal loan can be a quick and simple solution if you are in a hurry and would rather not increase your home lending. Travel and weddings are two of the most common reasons we see — people who find themselves slightly short of funds and do not want to provide security to the lender.

Offering security can reduce what you pay.

On the other hand, a lender may offer better terms and lower repayments if you put up an asset — typically a vehicle or caravan — as security. Loan terms of up to seven years are generally available depending on the lender. Let us make it simple and pain free for you.

The Dream Freedom Financial team talking with clients

We don’t quit halfway

A journey doesn’t stop three kilometres into a six-kilometre trek. Dream Freedom Financial takes clients all the way from start to finish.

Introducing the Sherlock Rate Tracker.

Your personal mortgage monitor. Sherlock watches your rate against 30+ lenders every day — without touching your credit score — so you know exactly when it’s worth making a move.

Tracks your rate against the whole market, daily
Alerts you the moment a better deal appears
Bank-grade encryption — your login is never stored
Works alongside your broker, not against them
Your Current Rate
Tracked daily
Your loan, your lender
Your Rate
Monitored
Market Average
Compared daily
Sharpest on panel
Across 30+ lenders

If a sharper rate appears on the panel, you hear about it. Let’s check your numbers.

Indicative only and not an offer of finance. Your full situation must be assessed before any recommendation. Rate-comparison content subject to licensee approval.

Quick Repayment Estimate
Built from your numbers
EST. Monthly Repayment (P&I, 30 yrs)
Loan Amount
Your figure
Interest Rate
Your figure
01
You make an enquiry
A referral, a call, or a click. You land here and instantly get who we are.
02
Meet your broker
Find the right person for your situation and book a time that suits you.
03
We find the right loan
We compare 30+ lenders, handle the paperwork, and keep you informed.
04
Settlement happens
Settlement happens — smoothly. We’re with you right to the keys.
05
We track your rate for life
Sherlock keeps watch, and we review as your life and rates change.

From enquiry to settlement and for life.

New to all this? Good. We designed every step for people doing it for the first time and we stay with you long after you settle.

The people who’ll pick up the phone.

Choose someone, read their story, and book a time directly. Not sure who? Start anywhere and we’ll point you to the right person.

Real results, real reviews

Works with exceptional patience and attention to detail — succeeds where other brokers couldn't, thanks to real expertise and diligence.

Raveen G.
Google review

Sean and the team were exceptional and made it look easy. Very happy and highly recommend Dream Freedom to anyone seeking finance.

Chima A.
Google review

Professional, responsive and made the whole process simple and stress-free. Clear advice and genuinely had our best interests at heart.

Samiul I.
Google review
The Dream Freedom Financial team outside their Subiaco office

Ready to find the right loan for your future?

Meet a Dream Freedom broker at a time and place that suits you. No jargon, no runaround — just honest advice and the right deal.

Let’s start the journey together

Tell us a bit about what you're after, and a real broker will be in touch. Not a call centre, not a script.

Whether it's your first home, your fifth investment property, or a business deal other lenders won't touch, we'll find the path that fits.

Thanks — we’ve got your details. One of our brokers will be in touch within one business day.
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