Phillip brings a wealth of experience across complex residential, commercial, business and asset finance, guiding clients through sophisticated lending strategies with clarity and confidence.
With a considered, highly personal approach, Phillip takes the time to understand each client's broader ambitions, developing tailored finance solutions that support both their immediate needs and long-term wealth objectives.
Trusted for his expertise, discretion and genuine commitment to his clients, Phillip builds enduring relationships that extend well beyond a single transaction.
Outside of work, Phillip is a husband and father of three, with a passion for mountain biking, running and surfing.
In almost every case, no. Brokers are paid a commission by the lender you choose, not by you, so the advice and legwork are free at the point of use.
It's actually the best time. Knowing your borrowing power before you fall in love with a place saves a lot of disappointment later.
Often, yes. A "no" from one lender is usually about that lender's specific policy, not a verdict on you. Different banks assess self-employed income, credit history and complex deals differently - finding the one whose criteria actually fit is exactly where a broker earns their keep.
Gill McLean, Director at Dream Freedom Financial
Tell us a bit about what you're after, and a real broker will be in touch. Not a call centre, not a script.
Whether it's your first home, your fifth investment property, or a business deal other lenders won't touch, we'll find the path that fits.
Dream Freedom Financial is a broking business built on purpose, driven by a genuine desire to help people thrive financially Australia-wide.
