
With over 25 years of experience in finance and mortgage broking, Julie brings a calm, supportive and genuinely personal approach to helping clients navigate their financial decisions.
She understands that everyone's circumstances are different, and that sometimes the way forward isn't always clear. Julie takes the time to listen, understand what's important to each client and explore the options available, offering reassurance and guidance along the way.
For Julie, it's about more than finance or securing a loan. It's about building trust, being honest and transparent, and creating lasting relationships where clients feel supported, understood and confident in the decisions they make.
Julie believes that when the path isn't obvious, experience matters. Her greatest satisfaction comes from helping people find a way forward and being there for them, not just for one transaction, but for the journey ahead.
In almost every case, no. Brokers are paid a commission by the lender you choose, not by you, so the advice and legwork are free at the point of use.
It's actually the best time. Knowing your borrowing power before you fall in love with a place saves a lot of disappointment later.
Often, yes. A "no" from one lender is usually about that lender's specific policy, not a verdict on you. Different banks assess self-employed income, credit history and complex deals differently - finding the one whose criteria actually fit is exactly where a broker earns their keep.

Gill McLean, Director at Dream Freedom Financial
Tell us a bit about what you're after, and a real broker will be in touch. Not a call centre, not a script.
Whether it's your first home, your fifth investment property, or a business deal other lenders won't touch, we'll find the path that fits.