
For Jake, a loan is never the finish line. It's one step on a much longer road toward financial freedom, and he works with clients as partners on that road rather than one-off transactions.
Jake specialises in home loans, construction and bridging finance, equipment finance, and first home buyers. When a lender says no, his first instinct is to understand why, and then to find the path that works. Every file follows a clear, well-mapped process, so clients know what's coming, aren't caught off guard, and can trust the result.
Whether it's a first home or the next property in a growing portfolio, every client gets the same attention and follow-through. Jake stays in touch well after settlement, looking ahead to what's next and connecting clients with the right advice along the way.
Outside the office, Jake plays competitive ice hockey in the AIHL. It's a sport built on grit and teamwork, qualities he brings to every client he works with.
In almost every case, no. Brokers are paid a commission by the lender you choose, not by you, so the advice and legwork are free at the point of use.
It's actually the best time. Knowing your borrowing power before you fall in love with a place saves a lot of disappointment later.
Often, yes. A "no" from one lender is usually about that lender's specific policy, not a verdict on you. Different banks assess self-employed income, credit history and complex deals differently - finding the one whose criteria actually fit is exactly where a broker earns their keep.

Gill McLean, Director at Dream Freedom Financial
Tell us a bit about what you're after, and a real broker will be in touch. Not a call centre, not a script.
Whether it's your first home, your fifth investment property, or a business deal other lenders won't touch, we'll find the path that fits.