Broker portrait

Jake Ruck

A first home, a build, a bridge between two properties, or the equipment that keeps a business moving. Jake maps the whole process out before you start so nothing catches you off guard, and stays in touch long after settlement rather than only until it.

Meet 
Jake

Finance Professional

For Jake, a loan is never the finish line. It's one step on a much longer road toward financial freedom, and he works with clients as partners on that road rather than one-off transactions.

Jake specialises in home loans, construction and bridging finance, equipment finance, and first home buyers. When a lender says no, his first instinct is to understand why, and then to find the path that works. Every file follows a clear, well-mapped process, so clients know what's coming, aren't caught off guard, and can trust the result.

Whether it's a first home or the next property in a growing portfolio, every client gets the same attention and follow-through. Jake stays in touch well after settlement, looking ahead to what's next and connecting clients with the right advice along the way.

Outside the office, Jake plays competitive ice hockey in the AIHL. It's a sport built on grit and teamwork, qualities he brings to every client he works with.

Specialities
Home Loans
Investment Lending
Accreditations
  • FBAA Member
Qualifications
  • Certificate IV in Mortgage Broking
  • Diploma in Finance Broking
LinkedIn

Frequently Asked Questions

Does this actually cost me anything?

In almost every case, no. Brokers are paid a commission by the lender you choose, not by you, so the advice and legwork are free at the point of use.

I haven't started looking at properties yet, is it too early?

It's actually the best time. Knowing your borrowing power before you fall in love with a place saves a lot of disappointment later.

My bank already said no. Is there any point trying again?

Often, yes. A "no" from one lender is usually about that lender's specific policy, not a verdict on you. Different banks assess self-employed income, credit history and complex deals differently - finding the one whose criteria actually fit is exactly where a broker earns their keep.

A Dream Freedom Financial broker walking with a client

We want to create a journey for people to get to financial freedom. We don’t want to be a transactional broking business.

Gill McLean, Director at Dream Freedom Financial

Start the conversation with Jake

Tell us a bit about what you're after, and a real broker will be in touch. Not a call centre, not a script.

Whether it's your first home, your fifth investment property, or a business deal other lenders won't touch, we'll find the path that fits.

Thanks — we’ve got your details. One of our brokers will be in touch within one business day.
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